Platinum Exclusive · Succeed

The one page you read right before you walk in

Every exam comes down to a handful of facts, numbers, and rules that you absolutely cannot blank on. The Test Day Cheat Sheet is all of them — the entire course boiled down to the highest-yield material, on a few pages you can review in the parking lot. Here's a sample of what's on it.

🔒 Included with Platinum — not sold separately
Live sample · a peek at the real sheet

Life & Health — High-Yield Facts

Cheat Sheet
Incontestability2 yearsAfter 2 years in force, the insurer can't contest the policy for application misstatements.
Grace period30–31 daysPremium is late but coverage stays in force during this window.
Free look10 days*Return the policy for a full refund, no questions asked. *State-set; 10 is common.
Medicare Part AHospitalInpatient hospital, skilled nursing, hospice.
Medicare Part BMedicalDoctors, outpatient care, preventive services.
Medicare Part CAdvantagePrivate all-in-one alternative to A & B.
Medicare Part DDrugsPrescription drug coverage.
Lump-sum death benefitIncome-tax-freePaid to the beneficiary free of federal income tax.
Misstatement of ageBenefit adjustedPolicy isn't voided — benefits are recalculated to the correct age.
COBRA18 monthsContinuation of group coverage after a qualifying event (36 mo. for dependents).
🔒 + 40 more high-yield facts in the full sheet

Sample facts shown for illustration. The real sheet is tailored to your state and license — the exact numbers, terms, and rules your exam tests, distilled onto a few pages.

Download a real sample sheet (PDF) ↓ Personal Lines edition, watermarked — see exactly what you get with Platinum.

Why a cheat sheet works

Your brain doesn't need everything at the end. It needs the right things.

By test day you don't have time to re-read the manual — and you shouldn't. What helps in the final hours is a tight, ruthless distillation: the numbers that get tested, the terms people mix up, the rules that show up again and again. Seeing them one more time, all in one place, is what keeps them from slipping in the moment that counts.

That's the whole point of the Cheat Sheet. It's not more to learn — it's less, on purpose. The course, compressed down to what you must not forget.

Highest yield only

The facts most likely to be tested

Free-look windows, grace periods, Medicare parts, coverage limits — the details that show up on the exam, pulled to the front.

Final-hour review

Built for the parking lot

A few pages you can scan in the minutes before you walk in — not a textbook you have to wade through.

Confidence, not cramming

Calms the test-day nerves

One last confident pass over the must-knows beats frantically flipping pages. You walk in settled.

Your state, your line

Tailored to your exam

The numbers and rules that matter are state- and license-specific. Your sheet has yours — not a generic list.

How it fits the TESTivity system

It's what's left when you boil the whole course down.

The Cheat Sheet isn't a fourth way to study — it's the compression of everything you already did. You absorb the material, reinforce it, prove you're ready — and then, in the last stretch before the exam, the Cheat Sheet is the single distilled page that carries it all home.

Absorb

Read, watch & listen

The Manual, Video, and Audio courses teach every concept in full.

Reinforce

Games, flashcards & maps

Active recall locks the material in so it's there on test day.

Prove & final review · you are here

Simulator & Cheat Sheet

Practice proves you're ready; the Cheat Sheet is your last confident pass before you walk in.

One thing to know: the insurance exam is state-specific — the federal material is shared, but every state writes its own rules into the test. Your Cheat Sheet carries the numbers and rules for your state and license. Not sure what yours requires yet? Start with the Insurance Exam Guides by State.

Why the TESTivity Cheat Sheet

Anyone can hand you a list. The hard part is knowing what to leave off.

A good cheat sheet is mostly about what's not on it. Cutting a whole course down to the few pages that matter takes someone who knows exactly what the exam asks — and what it doesn't. That's the difference between a study aid and a stack of notes.

A generic fact list

  • Everything dumped on the page — no prioritizing
  • Not state- or license-specific
  • Numbers that may be out of date or wrong
  • Compiled by a content mill

TESTivity Test Day Cheat Sheet

  • Only the highest-yield, most-tested facts
  • Tailored to your state and license
  • Verified by a credentialed instructor (CLU/ChFC/CFP)
  • Distilled by someone who's taught this exam for 20+ years
Included with Platinum

This one comes with the whole system.

The Test Day Cheat Sheet is part of Platinum — together with all nine study tools, the AI Tutor, and a Pass Guarantee that means it. One purchase, everything you need, start to test day.

One-time purchase · instant access · no subscription