The Delaware Property & Casualty path at a glance
Delaware issues Property and Casualty as two separate lines, each with its own Pearson VUE exam. To write the full personal- and commercial-lines book, you'll want both.
No pre-licensing course is required, the passing score is 70%, and scheduling both exams the same day at the same center means a single $90 fee. After passing you apply through NIPR and clear a Delaware State Police background check.
Property and Casualty are two separate exams
The Property Producer exam is 85 scored questions: 50 general (homeowners, dwelling, commercial property, inland marine, flood, terms and provisions) plus 35 Delaware-specific. The Casualty Producer exam is 90 scored questions: 50 general (CGL, auto, workers' comp, crime, bonds, professional liability, umbrella) plus 45 Delaware-specific.
Each exam is split into a content portion and a statutes-and-regulations portion. You can pass one and fail the other, retaking only the portion you missed - as long as you finish within one year of passing the first portion.
Format & scoring
Both exams are multiple choice with unscored pretest questions mixed in that don't affect your score. Results are scaled 0-100 with 70 to pass, and you get a printed pass/fail report before leaving the center.
If you fail, the diagnostic report shows your section-by-section standing so you know what to hit on the retake. There's a 24-hour wait before you can reschedule.
Delaware-specific topics worth flagging
The Property state portion leans on the Delaware FAIR Plan, declinations/nonrenewal/cancellation rules for property contracts, and the NFIP. The Casualty state portion is heavy on the Delaware Motorist Protection Act, UM/UIM coverage, the Delaware Automobile Insurance Plan, and Delaware workers' compensation under Title 19.
Both share the common all-lines block: license regulations, the Insurance Commissioner's powers, surplus lines, the Guaranty Association, credit scoring for underwriting, and the ethics/unfair-practices material from Title 18.
Pre-licensing education: not required (but smart)
Delaware is one of the states that does not mandate any pre-licensing course. You can register and sit for the exam without proving a single hour of classroom or online study.
That freedom cuts both ways. There's no course holding your hand through the material, so the burden of being ready falls entirely on you. The general portion is national product knowledge; the state portion is pure Delaware statute and regulation out of Title 18.
Scheduling with Pearson VUE
Reserve online at the Pearson VUE Delaware insurance page or by phone at (800) 274-0455. You must book at least 24 hours before your desired date - there are no walk-ins.
You can test at a Delaware center (Dover or Newark), nearby Philadelphia or Salisbury, hundreds of other centers nationwide, or online via OnVUE from home. The full $90 exam fee is paid at reservation by card or voucher and is non-refundable.
What exam day looks like
Arrive 30 minutes early to check in. Bring two forms of current signature ID: the primary must be government-issued, photo-bearing, and signed (driver's license, passport, military ID); the secondary just needs a valid signature (Social Security card, credit/debit card, or a second primary).
No personal items in the testing room - phones, watches, notes, and bags all go in a locker. The center provides note materials. You'll get an erasable note board, and you leave with a printed pass/fail score report in hand.
Fingerprint-based background check
Delaware doesn't use a third-party scan vendor. You get a fingerprint-based criminal background report through the Delaware State Police - call (302) 739-2528 to schedule. The fee runs about $65.
After you submit your application through NIPR, fax the State Criminal Background Report to the Department at (302) 736-7906. Your exam results arrive electronically from Pearson VUE, so you do not need to fax those.
Applying for the license
Delaware accepts electronic applications only - submit through NIPR at nipr.com. The resident producer fee is $125 (a small NIPR transaction fee is added at checkout).
If you passed exams for more than one line of authority, be prepared to file - and pay - per line. Build that into your budget if you're going after both lines in Property and Casualty.
Continuing education & renewal
Resident producers complete 24 CE hours every 2-year biennium, including 3 hours of ethics. The reporting period runs March 1 through the last day of February of even-numbered years, and that February date is your renewal deadline. Up to 5 excess general hours carry forward.
Watch the line-specific add-ons: 2 hours of flood training each period if you write homeowners or personal lines under the NFIP, and 3 hours of Delaware LTC training if you're a health producer soliciting long-term care.
Quick Reference
Official Links
Don't study generic. Study Delaware.
You've got the roadmap. Now get the Delaware-specific P&C question bank, mock exams, and video course built by instructors with 20+ years teaching this material.