What This License Is
A Pennsylvania Casualty license lets you sell coverage protecting against legal liability — auto liability, commercial general liability, workers compensation, and umbrella lines in Pennsylvania. It is issued by the Pennsylvania Insurance Department.
Licensing runs through the same process as every Pennsylvania producer line — the difference is the focused Casualty exam.
Exam Options & Format
The Casualty exam is Casualty and Allied Lines (Series 16-05): 100 questions, 2 hr, $45 per attempt. Passing standard: 70%.
Pennsylvania also offers the combined exam (Property & Casualty: 150 questions, 2 hr 50 min, $55), which licenses both lines in one sitting. If there is any chance you will sell property products later, the combined exam is usually the better value.
What It Costs
Budget about $145 for a first-time pass: a $55 exam fee (Series 16-06), a $55 resident application fee, roughly $12.50 in online service fees, and about $23 for fingerprinting. Single-line exams (16-04 or 16-05) run $45 each.
Exam fees are non-refundable and non-transferable — only book once you are ready. Fingerprinting is paid at the IdentoGO center by card, certified check, or money order; no cash and no personal checks.
Fingerprinting & Background Check
Initial resident producers must be fingerprinted at an IdentoGO center for an FBI criminal-history check. Register first at uenroll.identogo.com (or 844-321-2101) using Insurance Department service code 1KGBGJ — that code routes the check to the correct agency.
Mind the timing: do not submit prints until after you pass the exam and file your application. Fingerprints with no matching application are destroyed, forcing you to pay and reprint.
Submitting Your Application
Right after passing, use the PSI kiosk — or your own computer — to apply online through Sircon (sircon.com/pennsylvania) or NIPR (nipr.com), paying the $55 resident fee and ~$12.50 service fee by credit card.
You have one year from your pass date to apply. The Department no longer mails licenses; once approved, print yours from insurance.pa.gov. A license by itself does not authorize sales — you also need at least one company appointment, which the carrier files for you.
Keeping Your License Active
Important CE details: 24 hours every 2 years, including at least 3 hours of ethics AND 2 hours of flood-insurance CE. The flood requirement is mandatory for every P&C and Personal Lines producer even if you never sell a flood policy. Renewal is on your birth month on a 2-year cycle, and up to 24 hours may carry over.
Pennsylvania P&C producers complete 24 hours of CE every two years, including 3 hours of ethics and 2 hours of flood-insurance training. The flood hours are mandatory even if you never sell flood — a rule a lot of new producers do not see coming.
Renewal lands on your birth month on a 2-year cycle, and you can carry up to 24 hours forward. Finish every required hour before you file the renewal, not after.
Quick Reference
Official Links
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