The quick answer: no, it’s not easy
The state insurance licensing exam is not a formality. Across the United States in 2024, 59.4% of first-time test takers passed — which means roughly 41% of the 498,110 people who sat for an insurance exam for the first time walked out without a license. Pass rates swing hard by state (from 27.3% in New Mexico to 75.7% in Illinois) and by line of authority, so the difficulty of your exam depends on exactly which test you’re taking. Find your state below, check your line, and start studying with material built for that exact exam.
National insurance exam pass rates by line
Which insurance exam is hardest? Nationally, the gap between lines is real: Casualty candidates passed at 62.6%, while Life — the highest-volume exam in the country — came in at just 56%.
| Exam line | First-time takers | Passed | Pass rate | Jurisdictions |
|---|---|---|---|---|
| Life only | 164,310 | 92,044 | 56% | 50 |
| Accident & Health only | 58,681 | 36,131 | 61.6% | 49 |
| Life & Health combined | 140,260 | 84,333 | 60.1% | 31 |
| Property only | 15,946 | 9,423 | 59.1% | 44 |
| Casualty only | 16,054 | 10,050 | 62.6% | 44 |
| Property & Casualty combined | 55,997 | 32,160 | 57.4% | 32 |
| Personal Lines | 24,850 | 14,613 | 58.8% | 47 |
Combined-line totals only include jurisdictions that administer a single combined exam.
Hardest and easiest states to pass the insurance exam
Ranked by overall first-time pass rate across every exam the state reported in 2024. Take the extremes with a grain of salt — small states ride on small candidate counts — but the spread between the top and bottom of this list is enormous.
| Highest pass rates | |
|---|---|
| 1. Illinois | 75.7% |
| 2. Tennessee | 70.6% |
| 3. Colorado | 69.2% |
| 4. Indiana | 65.4% |
| 5. California | 64.2% |
| Lowest pass rates | |
|---|---|
| 1. New Mexico | 27.3% |
| 2. District of Columbia | 36.6% |
| 3. Vermont | 45.3% |
| 4. Massachusetts | 45.4% |
| 5. New Hampshire | 46.3% |
How to pass the insurance exam on your first attempt
The candidates on the right side of these numbers tend to do the same six things:
Study for your exact state and line. The exam is state-specific — vendors, outlines, and state-law questions all differ — so generic national prep leaves you guessing on exactly the questions that fail people. Use practice questions early, not just as a final check: practice exams teach you how the exam asks, which matters as much as what it asks. Track what you miss and group errors by topic so your review time goes to your weakest chapters instead of your favorites. Separate memorization from judgment — definitions matter, but most questions make you apply a rule to a scenario. Take full-length timed exams before test day so the clock is a non-event. And do a 24-hour final review of formulas, policy provisions, exclusions, and your state-specific rules.
Every state section below links straight to free, state-specific practice questions so you can start on the first one today.
Insurance exam pass rates: pick your state
Alabama insurance exam pass rates
Alabama reported 5,752 first-time test takers in 2024, of whom 3,650 passed — an overall first-time pass rate of 63.5%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 1,140 | 711 | 62.4% |
| Life and Health | 2,532 | 1,734 | 68.5% |
| Health | 266 | 167 | 62.8% |
| Property | 7 | 3 | 42.9% |
| Casualty | 8 | 6 | 75% |
| Property and Casualty | 1,220 | 729 | 59.8% |
| Personal Lines | 579 | 300 | 51.8% |
Among exams with meaningful volume, the highest first-time pass rate was Life and Health at 68.5%, while Personal Lines was the toughest at 51.8%. The biggest exam by candidate count was Life and Health, with 2,532 first-time test takers in 2024.
31.5% of first-time test takers fail the Alabama Life & Health exam. Start with free Alabama L&H practice questions and make sure you pass on your first attempt.
40.2% of first-time test takers fail the Alabama Property & Casualty exam. Start with free Alabama P&C practice questions.
Alaska insurance exam pass rates
Alaska reported 741 first-time test takers in 2024, of whom 443 passed — an overall first-time pass rate of 59.8%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 276 | 160 | 58% |
| Health | 156 | 97 | 62.2% |
| Property | 140 | 85 | 60.7% |
| Personal | 24 | 14 | 58.3% |
| Casualty | 145 | 87 | 60% |
Among exams with meaningful volume, the highest first-time pass rate was Health at 62.2%, while Life was the toughest at 58%. The biggest exam by candidate count was Life, with 276 first-time test takers in 2024.
40.5% of first-time test takers fail the Alaska Life & Health exam. Start with free Alaska L&H practice questions and make sure you pass on your first attempt.
39.6% of first-time test takers fail the Alaska Property & Casualty exam. Start with free Alaska P&C practice questions.
Arizona insurance exam pass rates
Arizona reported 16,732 first-time test takers in 2024, of whom 8,859 passed — an overall first-time pass rate of 52.9%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 5,078 | 2,470 | 48.6% |
| Accident and Health or Sickness | 986 | 570 | 57.8% |
| Life Accident and Health or Sickness | 5,804 | 3,242 | 55.9% |
| Property and Casualty | 2,430 | 1,314 | 54.1% |
| Property | 17 | 10 | 58.8% |
| Casualty | 20 | 9 | 45% |
| Personal Lines | 2,397 | 1,244 | 51.9% |
Among exams with meaningful volume, the highest first-time pass rate was Accident and Health or Sickness at 57.8%, while Life was the toughest at 48.6%. The biggest exam by candidate count was Life Accident and Health or Sickness, with 5,804 first-time test takers in 2024.
44.1% of first-time test takers fail the Arizona Life & Health exam. Start with free Arizona L&H practice questions and make sure you pass on your first attempt.
45.9% of first-time test takers fail the Arizona Property & Casualty exam. Start with free Arizona P&C practice questions.
Arkansas insurance exam pass rates
Arkansas reported 4,339 first-time test takers in 2024, of whom 2,527 passed — an overall first-time pass rate of 58.2%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Health Producer | 1,450 | 963 | 66.4% |
| Life Producer | 1,998 | 1,112 | 55.7% |
| Personal Lines Producer | 153 | 87 | 56.9% |
| Property and Casualty Producer | 738 | 365 | 49.5% |
Among exams with meaningful volume, the highest first-time pass rate was Health Producer at 66.4%, while Property and Casualty Producer was the toughest at 49.5%. The biggest exam by candidate count was Life Producer, with 1,998 first-time test takers in 2024.
39.8% of first-time test takers fail the Arkansas Life & Health exam. Start with free Arkansas L&H practice questions and make sure you pass on your first attempt.
50.5% of first-time test takers fail the Arkansas Property & Casualty exam. Start with free Arkansas P&C practice questions.
California insurance exam pass rates
California reported 43,671 first-time test takers in 2024, of whom 28,015 passed — an overall first-time pass rate of 64.2%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Accident and Health Agent Examination | 3,292 | 2,611 | 79.3% |
| Casualty Broker-Agent Examination | 69 | 31 | 44.9% |
| Life, Accident and Health Agent Examination (Life Agent) | 16,349 | 10,941 | 66.9% |
| Life-Only Agent Examination | 17,663 | 11,221 | 63.5% |
| Personal Lines Broker-Agent Examination | 1,793 | 714 | 39.8% |
| Property Broker-Agent and Casualty Broker-Agent Examination | 4,475 | 2,481 | 55.4% |
| Property Broker-Agent Examination | 30 | 16 | 53.3% |
Among exams with meaningful volume, the highest first-time pass rate was Accident and Health Agent Examination at 79.3%, while Personal Lines Broker-Agent Examination was the toughest at 39.8%. The biggest exam by candidate count was Life-Only Agent Examination, with 17,663 first-time test takers in 2024.
33.1% of first-time test takers fail the California Life & Health exam. Start with free California L&H practice questions and make sure you pass on your first attempt.
44.6% of first-time test takers fail the California Property & Casualty exam. Start with free California P&C practice questions.
Colorado insurance exam pass rates
Colorado reported 12,962 first-time test takers in 2024, of whom 8,969 passed — an overall first-time pass rate of 69.2%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 5,271 | 3,739 | 70.9% |
| Health | 3,382 | 2,303 | 68.1% |
| Property | 1,880 | 1,358 | 72.2% |
| Casualty | 1,923 | 1,278 | 66.5% |
| Personal | 506 | 291 | 57.5% |
Among exams with meaningful volume, the highest first-time pass rate was Property at 72.2%, while Personal was the toughest at 57.5%. The biggest exam by candidate count was Life, with 5,271 first-time test takers in 2024.
30.2% of first-time test takers fail the Colorado Life & Health exam. Start with free Colorado L&H practice questions and make sure you pass on your first attempt.
30.7% of first-time test takers fail the Colorado Property & Casualty exam. Start with free Colorado P&C practice questions.
Connecticut insurance exam pass rates
Connecticut reported 3,296 first-time test takers in 2024, of whom 2,071 passed — an overall first-time pass rate of 62.8%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 955 | 577 | 60.4% |
| Health | 221 | 106 | 48% |
| Life/Health | 1,488 | 967 | 65% |
| Property | 6 | 5 | 83.3% |
| Casualty | 6 | 4 | 66.7% |
| Property/Casualty | 519 | 356 | 68.6% |
| Personal | 101 | 56 | 55.4% |
Among exams with meaningful volume, the highest first-time pass rate was Property/Casualty at 68.6%, while Health was the toughest at 48%. The biggest exam by candidate count was Life/Health, with 1,488 first-time test takers in 2024.
35.0% of first-time test takers fail the Connecticut Life & Health exam. Start with free Connecticut L&H practice questions and make sure you pass on your first attempt.
31.4% of first-time test takers fail the Connecticut Property & Casualty exam. Start with free Connecticut P&C practice questions.
Delaware insurance exam pass rates
Delaware reported 1,435 first-time test takers in 2024, of whom 794 passed — an overall first-time pass rate of 55.3%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 659 | 376 | 57.1% |
| Health | 404 | 194 | 48% |
| Property | 168 | 105 | 62.5% |
| Casualty | 169 | 101 | 59.8% |
| Personal | 35 | 18 | 51.4% |
Among exams with meaningful volume, the highest first-time pass rate was Property at 62.5%, while Health was the toughest at 48%. The biggest exam by candidate count was Life, with 659 first-time test takers in 2024.
46.4% of first-time test takers fail the Delaware Life & Health exam. Start with free Delaware L&H practice questions and make sure you pass on your first attempt.
38.9% of first-time test takers fail the Delaware Property & Casualty exam. Start with free Delaware P&C practice questions.
District of Columbia insurance exam pass rates
District of Columbia reported 530 first-time test takers in 2024, of whom 194 passed — an overall first-time pass rate of 36.6%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 311 | 97 | 31.2% |
| Health | 147 | 69 | 46.9% |
| Property | 36 | 14 | 38.9% |
| Casualty | 36 | 14 | 38.9% |
Among exams with meaningful volume, the highest first-time pass rate was Health at 46.9%, while Life was the toughest at 31.2%. The biggest exam by candidate count was Life, with 311 first-time test takers in 2024.
Florida insurance exam pass rates
Florida reported 43,457 first-time test takers in 2024, of whom 24,763 passed — an overall first-time pass rate of 57%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Lifea | 10,338 | 5,702 | 55.2% |
| Health | 5,527 | 2,996 | 54.2% |
| Life/Healtha | 20,066 | 11,578 | 57.7% |
| Property/Casualty | 3,776 | 2,182 | 57.8% |
| Personal | 3,750 | 2,305 | 61.5% |
Among exams with meaningful volume, the highest first-time pass rate was Personal at 61.5%, while Health was the toughest at 54.2%. The biggest exam by candidate count was Life/Healtha, with 20,066 first-time test takers in 2024.
42.3% of first-time test takers fail the Florida Life & Health exam. Start with free Florida L&H practice questions and make sure you pass on your first attempt.
42.2% of first-time test takers fail the Florida Property & Casualty exam. Start with free Florida P&C practice questions.
Georgia insurance exam pass rates
Georgia reported 17,418 first-time test takers in 2024, of whom 10,733 passed — an overall first-time pass rate of 61.6%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 5,219 | 2,895 | 55.5% |
| Health | 988 | 588 | 59.5% |
| Life/Health | 6,661 | 4,173 | 62.6% |
| Property | 32 | 19 | 59.4% |
| Casualty | 28 | 14 | 50% |
| Property/Casualty | 3,366 | 2,303 | 68.4% |
| Personal | 1,124 | 741 | 65.9% |
Among exams with meaningful volume, the highest first-time pass rate was Property/Casualty at 68.4%, while Life was the toughest at 55.5%. The biggest exam by candidate count was Life/Health, with 6,661 first-time test takers in 2024.
37.4% of first-time test takers fail the Georgia Life & Health exam. Start with free Georgia L&H practice questions and make sure you pass on your first attempt.
31.6% of first-time test takers fail the Georgia Property & Casualty exam. Start with free Georgia P&C practice questions.
Hawaii insurance exam pass rates
Hawaii reported 2,491 first-time test takers in 2024, of whom 1,568 passed — an overall first-time pass rate of 62.9%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 1,638 | 964 | 58.9% |
| Health | 553 | 391 | 70.7% |
| Property | 154 | 101 | 65.6% |
| Casualty | 141 | 108 | 76.6% |
| Personal | 5 | 4 | 80% |
Among exams with meaningful volume, the highest first-time pass rate was Casualty at 76.6%, while Life was the toughest at 58.9%. The biggest exam by candidate count was Life, with 1,638 first-time test takers in 2024.
38.2% of first-time test takers fail the Hawaii Life & Health exam. Start with free Hawaii L&H practice questions and make sure you pass on your first attempt.
29.2% of first-time test takers fail the Hawaii Property & Casualty exam. Start with free Hawaii P&C practice questions.
Idaho insurance exam pass rates
Idaho reported 3,363 first-time test takers in 2024, of whom 1,751 passed — an overall first-time pass rate of 52.1%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 1,322 | 680 | 51.4% |
| Health | 895 | 430 | 48% |
| Property | 539 | 288 | 53.4% |
| Casualty | 533 | 320 | 60% |
| Personal | 74 | 33 | 44.6% |
Among exams with meaningful volume, the highest first-time pass rate was Casualty at 60%, while Personal was the toughest at 44.6%. The biggest exam by candidate count was Life, with 1,322 first-time test takers in 2024.
49.9% of first-time test takers fail the Idaho Life & Health exam. Start with free Idaho L&H practice questions and make sure you pass on your first attempt.
43.3% of first-time test takers fail the Idaho Property & Casualty exam. Start with free Idaho P&C practice questions.
Illinois insurance exam pass rates
Illinois reported 39,798 first-time test takers in 2024, of whom 30,120 passed — an overall first-time pass rate of 75.7%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life - General | 8,499 | 6,264 | 73.7% |
| Health - General | 4,882 | 3,555 | 72.8% |
| Property - General | 3,234 | 2,110 | 65.2% |
| Casualty - General | 3,274 | 2,277 | 69.5% |
| Personal - General | 127 | 96 | 75.6% |
| Life - State | 8,433 | 6,753 | 80.1% |
| Health - State | 4,812 | 4,420 | 91.9% |
| Property - State | 3,194 | 1,937 | 60.6% |
| Casualty - State | 3,210 | 2,636 | 82.1% |
| Personal - State | 133 | 72 | 54.1% |
Among exams with meaningful volume, the highest first-time pass rate was Health - State at 91.9%, while Personal - State was the toughest at 54.1%. The biggest exam by candidate count was Life - General, with 8,499 first-time test takers in 2024.
26.6% of first-time test takers fail the Illinois Life & Health exam. Start with free Illinois L&H practice questions and make sure you pass on your first attempt.
32.6% of first-time test takers fail the Illinois Property & Casualty exam. Start with free Illinois P&C practice questions.
Indiana insurance exam pass rates
Indiana reported 8,895 first-time test takers in 2024, of whom 5,819 passed — an overall first-time pass rate of 65.4%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 2,468 | 1,461 | 59.2% |
| Health | 521 | 302 | 58% |
| Life/Health | 3,823 | 2,522 | 66% |
| Property/Casualty | 1,626 | 1,168 | 71.8% |
| Personal | 457 | 366 | 80.1% |
Among exams with meaningful volume, the highest first-time pass rate was Personal at 80.1%, while Health was the toughest at 58%. The biggest exam by candidate count was Life/Health, with 3,823 first-time test takers in 2024.
34.0% of first-time test takers fail the Indiana Life & Health exam. Start with free Indiana L&H practice questions and make sure you pass on your first attempt.
28.2% of first-time test takers fail the Indiana Property & Casualty exam. Start with free Indiana P&C practice questions.
Iowa insurance exam pass rates
Iowa reported 6,056 first-time test takers in 2024, of whom 3,630 passed — an overall first-time pass rate of 59.9%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 2,210 | 1,290 | 58.4% |
| Health | 1,761 | 1,044 | 59.3% |
| Property | 912 | 566 | 62.1% |
| Casualty | 903 | 590 | 65.3% |
| Personal | 270 | 140 | 51.9% |
Among exams with meaningful volume, the highest first-time pass rate was Casualty at 65.3%, while Personal was the toughest at 51.9%. The biggest exam by candidate count was Life, with 2,210 first-time test takers in 2024.
41.2% of first-time test takers fail the Iowa Life & Health exam. Start with free Iowa L&H practice questions and make sure you pass on your first attempt.
36.3% of first-time test takers fail the Iowa Property & Casualty exam. Start with free Iowa P&C practice questions.
Kansas insurance exam pass rates
Kansas reported 3,740 first-time test takers in 2024, of whom 2,071 passed — an overall first-time pass rate of 55.4%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 804 | 407 | 50.6% |
| Health | 232 | 130 | 56% |
| Life/Health | 1,590 | 903 | 56.8% |
| Property | 17 | 4 | 23.5% |
| Casualty | 7 | 1 | 14.3% |
| Property/Casualty | 1,046 | 592 | 56.6% |
| Personal | 44 | 34 | 77.3% |
Among exams with meaningful volume, the highest first-time pass rate was Life/Health at 56.8%, while Life was the toughest at 50.6%. The biggest exam by candidate count was Life/Health, with 1,590 first-time test takers in 2024.
43.2% of first-time test takers fail the Kansas Life & Health exam. Start with free Kansas L&H practice questions and make sure you pass on your first attempt.
43.4% of first-time test takers fail the Kansas Property & Casualty exam. Start with free Kansas P&C practice questions.
Kentucky insurance exam pass rates
Kentucky did not report 2024 pass-rate data to the NAIC. The exam is no easier for it — get ready with free Kentucky Life & Health and Kentucky Property & Casualty practice questions.
Louisiana insurance exam pass rates
Louisiana reported 6,095 first-time test takers in 2024, of whom 2,950 passed — an overall first-time pass rate of 48.4%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Casualty Series 105 | 8 | 1 | 12.5% |
| Health and Accident or Sickness Series 102 | 317 | 157 | 49.5% |
| Life Insurance Series 101 | 1,671 | 778 | 46.6% |
| Life, Health and Accident or Sickness Insurance Series 103 | 2,517 | 1,277 | 50.7% |
| Personal Lines (Producer) Series 107 | 452 | 235 | 52% |
| Property and Casualty Series 106 | 1,123 | 501 | 44.6% |
| Property Series 104 | 7 | 1 | 14.3% |
Among exams with meaningful volume, the highest first-time pass rate was Personal Lines (Producer) Series 107 at 52%, while Property and Casualty Series 106 was the toughest at 44.6%. The biggest exam by candidate count was Life, Health and Accident or Sickness Insurance Series 103, with 2,517 first-time test takers in 2024.
49.3% of first-time test takers fail the Louisiana Life & Health exam. Start with free Louisiana L&H practice questions and make sure you pass on your first attempt.
55.4% of first-time test takers fail the Louisiana Property & Casualty exam. Start with free Louisiana P&C practice questions.
Maine insurance exam pass rates
Maine reported 1,019 first-time test takers in 2024, of whom 599 passed — an overall first-time pass rate of 58.8%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 388 | 220 | 56.7% |
| Health | 120 | 67 | 55.8% |
| Life/Health | 244 | 153 | 62.7% |
| Property | 27 | 15 | 55.6% |
| Casualty | 24 | 14 | 58.3% |
| Property/Casualty | 199 | 118 | 59.3% |
| Personal | 17 | 12 | 70.6% |
Among exams with meaningful volume, the highest first-time pass rate was Life/Health at 62.7%, while Health was the toughest at 55.8%. The biggest exam by candidate count was Life, with 388 first-time test takers in 2024.
37.3% of first-time test takers fail the Maine Life & Health exam. Start with free Maine L&H practice questions and make sure you pass on your first attempt.
40.7% of first-time test takers fail the Maine Property & Casualty exam. Start with free Maine P&C practice questions.
Maryland insurance exam pass rates
Maryland reported 5,096 first-time test takers in 2024, of whom 2,702 passed — an overall first-time pass rate of 53%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Accident and Health or Sickness | 636 | 425 | 66.8% |
| Casualty | 11 | 5 | 45.5% |
| Life | 4,351 | 2,224 | 51.1% |
| Personal Lines | 87 | 42 | 48.3% |
| Property | 11 | 6 | 54.5% |
Among exams with meaningful volume, the highest first-time pass rate was Accident and Health or Sickness at 66.8%, while Personal Lines was the toughest at 48.3%. The biggest exam by candidate count was Life, with 4,351 first-time test takers in 2024.
46.9% of first-time test takers fail the Maryland Life & Health exam. Start with free Maryland L&H practice questions and make sure you pass on your first attempt.
Massachusetts insurance exam pass rates
Massachusetts reported 14,373 first-time test takers in 2024, of whom 6,526 passed — an overall first-time pass rate of 45.4%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 7,834 | 3,177 | 40.6% |
| Acc/Hlth or Sick | 3,364 | 1,874 | 55.7% |
| Property | 1,427 | 663 | 46.5% |
| Casualty | 1,266 | 668 | 52.8% |
| Personal Lines | 482 | 144 | 29.9% |
Among exams with meaningful volume, the highest first-time pass rate was Acc/Hlth or Sick at 55.7%, while Personal Lines was the toughest at 29.9%. The biggest exam by candidate count was Life, with 7,834 first-time test takers in 2024.
54.9% of first-time test takers fail the Massachusetts Life & Health exam. Start with free Massachusetts L&H practice questions and make sure you pass on your first attempt.
50.6% of first-time test takers fail the Massachusetts Property & Casualty exam. Start with free Massachusetts P&C practice questions.
Michigan insurance exam pass rates
Michigan reported 11,969 first-time test takers in 2024, of whom 6,158 passed — an overall first-time pass rate of 51.4%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Accident and Health Producer | 743 | 325 | 43.7% |
| Casualty Producer/Solicitor | 177 | 75 | 42.4% |
| Life Producer | 2,829 | 1,489 | 52.6% |
| Life, Accident and Health Producer | 4,446 | 2,426 | 54.6% |
| Life, Variable Life and Annuities Producer | 254 | 187 | 73.6% |
| Personal Lines Producer/Solicitor | 456 | 229 | 50.2% |
| Property and Casualty Producer/Solicitor | 2,553 | 1,073 | 42% |
| Property Producer/Solicitor | 85 | 46 | 54.1% |
| Variable Life and Annuities Producer | 426 | 308 | 72.3% |
Among exams with meaningful volume, the highest first-time pass rate was Life, Accident and Health Producer at 54.6%, while Property and Casualty Producer/Solicitor was the toughest at 42%. The biggest exam by candidate count was Life, Accident and Health Producer, with 4,446 first-time test takers in 2024.
45.4% of first-time test takers fail the Michigan Life & Health exam. Start with free Michigan L&H practice questions and make sure you pass on your first attempt.
58.0% of first-time test takers fail the Michigan Property & Casualty exam. Start with free Michigan P&C practice questions.
Minnesota insurance exam pass rates
Minnesota reported 6,071 first-time test takers in 2024, of whom 3,495 passed — an overall first-time pass rate of 57.6%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Casualty Producer | 64 | 35 | 54.7% |
| Accident and Health Producer | 666 | 376 | 56.5% |
| Life, Accident and Health Producer | 2,110 | 1,321 | 62.6% |
| Life Producer | 1,813 | 928 | 51.2% |
| Property and Casualty Producer | 1,341 | 797 | 59.4% |
| Property Producer | 58 | 27 | 46.6% |
| Personal Lines Producer | 19 | 11 | 57.9% |
Among exams with meaningful volume, the highest first-time pass rate was Life, Accident and Health Producer at 62.6%, while Property Producer was the toughest at 46.6%. The biggest exam by candidate count was Life, Accident and Health Producer, with 2,110 first-time test takers in 2024.
37.4% of first-time test takers fail the Minnesota Life & Health exam. Start with free Minnesota L&H practice questions and make sure you pass on your first attempt.
40.6% of first-time test takers fail the Minnesota Property & Casualty exam. Start with free Minnesota P&C practice questions.
Mississippi insurance exam pass rates
Mississippi reported 4,342 first-time test takers in 2024, of whom 2,624 passed — an overall first-time pass rate of 60.4%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 1,578 | 1,016 | 64.4% |
| Health | 298 | 164 | 55% |
| Life/Health | 1,528 | 889 | 58.2% |
| Property | 11 | 5 | 45.5% |
| Casualty | 13 | 6 | 46.2% |
| Property/Casualty | 726 | 446 | 61.4% |
| Personal | 188 | 98 | 52.1% |
Among exams with meaningful volume, the highest first-time pass rate was Life at 64.4%, while Personal was the toughest at 52.1%. The biggest exam by candidate count was Life, with 1,578 first-time test takers in 2024.
41.8% of first-time test takers fail the Mississippi Life & Health exam. Start with free Mississippi L&H practice questions and make sure you pass on your first attempt.
38.6% of first-time test takers fail the Mississippi Property & Casualty exam. Start with free Mississippi P&C practice questions.
Missouri insurance exam pass rates
Missouri reported 8,997 first-time test takers in 2024, of whom 5,494 passed — an overall first-time pass rate of 61.1%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 1,991 | 1,162 | 58.4% |
| Health | 626 | 346 | 55.3% |
| Life/Health | 4,106 | 2,575 | 62.7% |
| Property | 44 | 19 | 43.2% |
| Casualty | 37 | 23 | 62.2% |
| Property/Casualty | 1,967 | 1,231 | 62.6% |
| Personal | 226 | 138 | 61.1% |
Among exams with meaningful volume, the highest first-time pass rate was Life/Health at 62.7%, while Health was the toughest at 55.3%. The biggest exam by candidate count was Life/Health, with 4,106 first-time test takers in 2024.
37.3% of first-time test takers fail the Missouri Life & Health exam. Start with free Missouri L&H practice questions and make sure you pass on your first attempt.
37.4% of first-time test takers fail the Missouri Property & Casualty exam. Start with free Missouri P&C practice questions.
Montana insurance exam pass rates
Montana reported 1,826 first-time test takers in 2024, of whom 928 passed — an overall first-time pass rate of 50.8%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 653 | 239 | 36.6% |
| Health | 477 | 250 | 52.4% |
| Property | 355 | 196 | 55.2% |
| Casualty | 341 | 243 | 71.3% |
Among exams with meaningful volume, the highest first-time pass rate was Casualty at 71.3%, while Life was the toughest at 36.6%. The biggest exam by candidate count was Life, with 653 first-time test takers in 2024.
56.7% of first-time test takers fail the Montana Life & Health exam. Start with free Montana L&H practice questions and make sure you pass on your first attempt.
36.9% of first-time test takers fail the Montana Property & Casualty exam. Start with free Montana P&C practice questions.
Nebraska insurance exam pass rates
Nebraska reported 2,779 first-time test takers in 2024, of whom 1,371 passed — an overall first-time pass rate of 49.3%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Producers Life and Annuities | 683 | 297 | 43.5% |
| Producers Sickness, Accident and Health | 201 | 88 | 43.8% |
| Producers Life and Annuities, Sickness, Accident and Health | 1,109 | 625 | 56.4% |
| Producers Property and Casualty | 629 | 301 | 47.9% |
| Producers Personal Lines | 23 | 14 | 60.9% |
| Producers Property | 34 | 14 | 41.2% |
| Producers Casualty | 100 | 32 | 32% |
Among exams with meaningful volume, the highest first-time pass rate was Producers Life and Annuities, Sickness, Accident and Health at 56.4%, while Producers Casualty was the toughest at 32%. The biggest exam by candidate count was Producers Life and Annuities, Sickness, Accident and Health, with 1,109 first-time test takers in 2024.
43.6% of first-time test takers fail the Nebraska Life & Health exam. Start with free Nebraska L&H practice questions and make sure you pass on your first attempt.
52.1% of first-time test takers fail the Nebraska Property & Casualty exam. Start with free Nebraska P&C practice questions.
Nevada insurance exam pass rates
Nevada reported 5,452 first-time test takers in 2024, of whom 2,889 passed — an overall first-time pass rate of 53%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 1,860 | 886 | 47.6% |
| Health | 485 | 286 | 59% |
| Life/Health | 1,544 | 846 | 54.8% |
| Property | 84 | 44 | 52.4% |
| Casualty | 123 | 61 | 49.6% |
| Property/Casualty | 689 | 419 | 60.8% |
| Personal | 667 | 347 | 52% |
Among exams with meaningful volume, the highest first-time pass rate was Property/Casualty at 60.8%, while Life was the toughest at 47.6%. The biggest exam by candidate count was Life, with 1,860 first-time test takers in 2024.
45.2% of first-time test takers fail the Nevada Life & Health exam. Start with free Nevada L&H practice questions and make sure you pass on your first attempt.
39.2% of first-time test takers fail the Nevada Property & Casualty exam. Start with free Nevada P&C practice questions.
New Hampshire insurance exam pass rates
New Hampshire reported 1,516 first-time test takers in 2024, of whom 702 passed — an overall first-time pass rate of 46.3%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 533 | 214 | 40.2% |
| Accident and health | 143 | 66 | 46.2% |
| Life, Accident and Health | 768 | 390 | 50.8% |
| Property | 1 | 0 | 0% |
| Casualty | 1 | 0 | 0% |
| Personal Lines | 70 | 32 | 45.7% |
Among exams with meaningful volume, the highest first-time pass rate was Life, Accident and Health at 50.8%, while Life was the toughest at 40.2%. The biggest exam by candidate count was Life, Accident and Health, with 768 first-time test takers in 2024.
49.2% of first-time test takers fail the New Hampshire Life & Health exam. Start with free New Hampshire L&H practice questions and make sure you pass on your first attempt.
New Jersey insurance exam pass rates
New Jersey reported 12,659 first-time test takers in 2024, of whom 7,374 passed — an overall first-time pass rate of 58.3%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Accident and Health Producer | 3,487 | 1,957 | 56.1% |
| Casualty Producer | 1,036 | 617 | 59.6% |
| Life Producer | 6,785 | 4,108 | 60.5% |
| Personal Lines Producer | 288 | 215 | 74.7% |
| Property Producer | 1,063 | 477 | 44.9% |
Among exams with meaningful volume, the highest first-time pass rate was Personal Lines Producer at 74.7%, while Property Producer was the toughest at 44.9%. The biggest exam by candidate count was Life Producer, with 6,785 first-time test takers in 2024.
41.0% of first-time test takers fail the New Jersey Life & Health exam. Start with free New Jersey L&H practice questions and make sure you pass on your first attempt.
47.9% of first-time test takers fail the New Jersey Property & Casualty exam. Start with free New Jersey P&C practice questions.
New Mexico insurance exam pass rates
New Mexico reported 539 first-time test takers in 2024, of whom 147 passed — an overall first-time pass rate of 27.3%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| NM Life Insurance Producer | 131 | 24 | 18.3% |
| NM Accident and Health or Sickness Insurance Producer | 49 | 15 | 30.6% |
| NM Life Accident and Health or Sickness Insurance Producer | 149 | 50 | 33.6% |
| NM Casualty Insurance Producer | 17 | 1 | 5.9% |
| NM Property Insurance Producer | 8 | 2 | 25% |
| NM Property and Casualty Insurance Producer | 160 | 41 | 25.6% |
| NM Personal Lines Insurance Producer | 25 | 14 | 56% |
Among exams with meaningful volume, the highest first-time pass rate was NM Life Accident and Health or Sickness Insurance Producer at 33.6%, while NM Life Insurance Producer was the toughest at 18.3%. The biggest exam by candidate count was NM Property and Casualty Insurance Producer, with 160 first-time test takers in 2024.
66.4% of first-time test takers fail the New Mexico Life & Health exam. Start with free New Mexico L&H practice questions and make sure you pass on your first attempt.
74.4% of first-time test takers fail the New Mexico Property & Casualty exam. Start with free New Mexico P&C practice questions.
New York insurance exam pass rates
New York reported 19,650 first-time test takers in 2024, of whom 11,276 passed — an overall first-time pass rate of 57.4%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Accident and Health Insurance Agent/Broker Exam Series 17-52 | 1,800 | 990 | 55% |
| Examination for Life, Accident and Health Insurance Laws and Regulations Series 17-73 | 798 | 365 | 45.7% |
| Examination for Property and Casualty Insurance Laws and Regulations Series 17-74 | 249 | 95 | 38.2% |
| Life Insurance Agent/Broker Exam Series 17-51 | 5,269 | 2,976 | 56.5% |
| Life, Accident and Health Insurance Agent/Broker Exam Series 17-55 | 8,223 | 4,743 | 57.7% |
| Personal Lines Insurance Agent/Broker Exam Series 17-54 | 884 | 599 | 67.8% |
| Property and Casualty Insurance Agent/Broker Exam Series 17-56 | 2,427 | 1,508 | 62.1% |
Among exams with meaningful volume, the highest first-time pass rate was Personal Lines Insurance Agent/Broker Exam Series 17-54 at 67.8%, while Accident and Health Insurance Agent/Broker Exam Series 17-52 was the toughest at 55%. The biggest exam by candidate count was Life, Accident and Health Insurance Agent/Broker Exam Series 17-55, with 8,223 first-time test takers in 2024.
42.3% of first-time test takers fail the New York Life & Health exam. Start with free New York L&H practice questions and make sure you pass on your first attempt.
37.9% of first-time test takers fail the New York Property & Casualty exam. Start with free New York P&C practice questions.
North Carolina insurance exam pass rates
North Carolina reported 17,382 first-time test takers in 2024, of whom 9,724 passed — an overall first-time pass rate of 55.9%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 7,255 | 3,951 | 54.5% |
| Health | 5,368 | 3,359 | 62.6% |
| Property | 2,153 | 1,052 | 48.9% |
| Casualty | 2,108 | 1,141 | 54.1% |
| Personal | 498 | 221 | 44.4% |
Among exams with meaningful volume, the highest first-time pass rate was Health at 62.6%, while Personal was the toughest at 44.4%. The biggest exam by candidate count was Life, with 7,255 first-time test takers in 2024.
42.1% of first-time test takers fail the North Carolina Life & Health exam. Start with free North Carolina L&H practice questions and make sure you pass on your first attempt.
48.5% of first-time test takers fail the North Carolina Property & Casualty exam. Start with free North Carolina P&C practice questions.
North Dakota insurance exam pass rates
North Dakota reported 1,302 first-time test takers in 2024, of whom 743 passed — an overall first-time pass rate of 57.1%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life and Annuity | 498 | 290 | 58.2% |
| Accident and Health | 398 | 248 | 62.3% |
| Property | 205 | 120 | 58.5% |
| Casualty | 193 | 82 | 42.5% |
| Personal Lines | 8 | 3 | 37.5% |
Among exams with meaningful volume, the highest first-time pass rate was Accident and Health at 62.3%, while Casualty was the toughest at 42.5%. The biggest exam by candidate count was Life and Annuity, with 498 first-time test takers in 2024.
40.0% of first-time test takers fail the North Dakota Life & Health exam. Start with free North Dakota L&H practice questions and make sure you pass on your first attempt.
49.2% of first-time test takers fail the North Dakota Property & Casualty exam. Start with free North Dakota P&C practice questions.
Ohio insurance exam pass rates
Ohio reported 11,753 first-time test takers in 2024, of whom 7,228 passed — an overall first-time pass rate of 61.5%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Accident and Health Agent Series 11-45 | 1,167 | 858 | 73.5% |
| Casualty Series 11-47 | 15 | 7 | 46.7% |
| Life Agent Series 11-44 | 3,202 | 1,752 | 54.7% |
| Life, Accident and Health Series 11-35 | 4,928 | 3,146 | 63.8% |
| Personal Lines Series 11-43 | 475 | 230 | 48.4% |
| Property and Casualty Insurance Agent Series 11-36 | 1,950 | 1,232 | 63.2% |
| Property Insurance Agent Series 11-46 | 16 | 3 | 18.8% |
Among exams with meaningful volume, the highest first-time pass rate was Accident and Health Agent Series 11-45 at 73.5%, while Personal Lines Series 11-43 was the toughest at 48.4%. The biggest exam by candidate count was Life, Accident and Health Series 11-35, with 4,928 first-time test takers in 2024.
36.2% of first-time test takers fail the Ohio Life & Health exam. Start with free Ohio L&H practice questions and make sure you pass on your first attempt.
36.8% of first-time test takers fail the Ohio Property & Casualty exam. Start with free Ohio P&C practice questions.
Oklahoma insurance exam pass rates
Oklahoma reported 6,340 first-time test takers in 2024, of whom 3,463 passed — an overall first-time pass rate of 54.6%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 1,561 | 822 | 52.7% |
| Accident & Health or Sickness | 554 | 269 | 48.6% |
| Life, Accident & Health or Sickness | 2,434 | 1,457 | 59.9% |
| Personal Lines | 316 | 147 | 46.5% |
| Property and Casualty | 1,434 | 756 | 52.7% |
| Casualty | 28 | 9 | 32.1% |
| Property | 13 | 3 | 23.1% |
Among exams with meaningful volume, the highest first-time pass rate was Life, Accident & Health or Sickness at 59.9%, while Personal Lines was the toughest at 46.5%. The biggest exam by candidate count was Life, Accident & Health or Sickness, with 2,434 first-time test takers in 2024.
40.1% of first-time test takers fail the Oklahoma Life & Health exam. Start with free Oklahoma L&H practice questions and make sure you pass on your first attempt.
47.3% of first-time test takers fail the Oklahoma Property & Casualty exam. Start with free Oklahoma P&C practice questions.
Oregon insurance exam pass rates
Oregon reported 3,270 first-time test takers in 2024, of whom 1,834 passed — an overall first-time pass rate of 56.1%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Casualty Insurance Producer | 59 | 31 | 52.5% |
| Health Insurance Producer | 270 | 178 | 65.9% |
| Life and Health Insurance Producer | 1,415 | 868 | 61.3% |
| Life Insurance Producer | 653 | 290 | 44.4% |
| Personal Lines Producer | 60 | 36 | 60% |
| Property and Casualty Insurance Producer | 783 | 408 | 52.1% |
| Property Insurance Producer | 30 | 23 | 76.7% |
Among exams with meaningful volume, the highest first-time pass rate was Health Insurance Producer at 65.9%, while Life Insurance Producer was the toughest at 44.4%. The biggest exam by candidate count was Life and Health Insurance Producer, with 1,415 first-time test takers in 2024.
38.7% of first-time test takers fail the Oregon Life & Health exam. Start with free Oregon L&H practice questions and make sure you pass on your first attempt.
47.9% of first-time test takers fail the Oregon Property & Casualty exam. Start with free Oregon P&C practice questions.
Pennsylvania insurance exam pass rates
Pennsylvania reported 12,122 first-time test takers in 2024, of whom 7,103 passed — an overall first-time pass rate of 58.6%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Accident and Health | 1,146 | 638 | 55.7% |
| Life Insurance | 3,653 | 2,033 | 55.7% |
| Life, Accident and Health | 4,762 | 3,072 | 64.5% |
| Property and Allied Lines | 10 | 5 | 50% |
| Casualty and Allied Lines | 40 | 17 | 42.5% |
| Personal Lines | 263 | 124 | 47.1% |
| Property and Casualty | 2,248 | 1,214 | 54% |
Among exams with meaningful volume, the highest first-time pass rate was Life, Accident and Health at 64.5%, while Personal Lines was the toughest at 47.1%. The biggest exam by candidate count was Life, Accident and Health, with 4,762 first-time test takers in 2024.
35.5% of first-time test takers fail the Pennsylvania Life & Health exam. Start with free Pennsylvania L&H practice questions and make sure you pass on your first attempt.
46.0% of first-time test takers fail the Pennsylvania Property & Casualty exam. Start with free Pennsylvania P&C practice questions.
Rhode Island insurance exam pass rates
Rhode Island reported 1,349 first-time test takers in 2024, of whom 841 passed — an overall first-time pass rate of 62.3%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 549 | 334 | 60.8% |
| Health | 391 | 217 | 55.5% |
| Property | 160 | 111 | 69.4% |
| Casualty | 162 | 118 | 72.8% |
| Personal | 87 | 61 | 70.1% |
Among exams with meaningful volume, the highest first-time pass rate was Casualty at 72.8%, while Health was the toughest at 55.5%. The biggest exam by candidate count was Life, with 549 first-time test takers in 2024.
41.4% of first-time test takers fail the Rhode Island Life & Health exam. Start with free Rhode Island L&H practice questions and make sure you pass on your first attempt.
28.9% of first-time test takers fail the Rhode Island Property & Casualty exam. Start with free Rhode Island P&C practice questions.
South Carolina insurance exam pass rates
South Carolina reported 8,355 first-time test takers in 2024, of whom 4,597 passed — an overall first-time pass rate of 55%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 2,038 | 1,103 | 54.1% |
| Health | 684 | 305 | 44.6% |
| Life/Health | 3,327 | 1,891 | 56.8% |
| Property | 125 | 66 | 52.8% |
| Casualty | 159 | 89 | 56% |
| Property/Casualty | 1,593 | 894 | 56.1% |
| Personal | 429 | 249 | 58% |
Among exams with meaningful volume, the highest first-time pass rate was Personal at 58%, while Health was the toughest at 44.6%. The biggest exam by candidate count was Life/Health, with 3,327 first-time test takers in 2024.
43.2% of first-time test takers fail the South Carolina Life & Health exam. Start with free South Carolina L&H practice questions and make sure you pass on your first attempt.
43.9% of first-time test takers fail the South Carolina Property & Casualty exam. Start with free South Carolina P&C practice questions.
South Dakota insurance exam pass rates
South Dakota reported 1,344 first-time test takers in 2024, of whom 850 passed — an overall first-time pass rate of 63.2%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 440 | 262 | 59.5% |
| Health | 129 | 66 | 51.2% |
| Life/Health | 463 | 299 | 64.6% |
| Property | 2 | 1 | 50% |
| Casualty | 5 | 2 | 40% |
| Property/Casualty | 286 | 205 | 71.7% |
| Personal | 19 | 15 | 78.9% |
Among exams with meaningful volume, the highest first-time pass rate was Property/Casualty at 71.7%, while Health was the toughest at 51.2%. The biggest exam by candidate count was Life/Health, with 463 first-time test takers in 2024.
35.4% of first-time test takers fail the South Dakota Life & Health exam. Start with free South Dakota L&H practice questions and make sure you pass on your first attempt.
28.3% of first-time test takers fail the South Dakota Property & Casualty exam. Start with free South Dakota P&C practice questions.
Tennessee insurance exam pass rates
Tennessee reported 15,431 first-time test takers in 2024, of whom 10,890 passed — an overall first-time pass rate of 70.6%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 6,792 | 4,872 | 71.7% |
| Health | 4,578 | 3,131 | 68.4% |
| Property | 1,778 | 1,220 | 68.6% |
| Casualty | 1,742 | 1,320 | 75.8% |
| Personal | 541 | 347 | 64.1% |
Among exams with meaningful volume, the highest first-time pass rate was Casualty at 75.8%, while Personal was the toughest at 64.1%. The biggest exam by candidate count was Life, with 6,792 first-time test takers in 2024.
29.6% of first-time test takers fail the Tennessee Life & Health exam. Start with free Tennessee L&H practice questions and make sure you pass on your first attempt.
27.8% of first-time test takers fail the Tennessee Property & Casualty exam. Start with free Tennessee P&C practice questions.
Texas insurance exam pass rates
Texas reported 63,258 first-time test takers in 2024, of whom 35,130 passed — an overall first-time pass rate of 55.5%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 21,923 | 10,266 | 46.8% |
| Life/Health | 26,042 | 15,486 | 59.5% |
| Property/Casualty | 10,333 | 6,029 | 58.3% |
| Personal | 4,960 | 3,349 | 67.5% |
Among exams with meaningful volume, the highest first-time pass rate was Personal at 67.5%, while Life was the toughest at 46.8%. The biggest exam by candidate count was Life/Health, with 26,042 first-time test takers in 2024.
40.5% of first-time test takers fail the Texas Life & Health exam. Start with free Texas L&H practice questions and make sure you pass on your first attempt.
41.7% of first-time test takers fail the Texas Property & Casualty exam. Start with free Texas P&C practice questions.
Utah insurance exam pass rates
Utah reported 8,155 first-time test takers in 2024, of whom 4,414 passed — an overall first-time pass rate of 54.1%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Accident and Health | 545 | 357 | 65.5% |
| Life, Accident and Health | 3,550 | 1,924 | 54.2% |
| Casualty | 5 | 4 | 80% |
| Property | 9 | 4 | 44.4% |
| Property and Casualty | 1,756 | 948 | 54% |
| Life | 2,137 | 1,093 | 51.1% |
| Personal Lines | 153 | 84 | 54.9% |
Among exams with meaningful volume, the highest first-time pass rate was Accident and Health at 65.5%, while Life was the toughest at 51.1%. The biggest exam by candidate count was Life, Accident and Health, with 3,550 first-time test takers in 2024.
45.8% of first-time test takers fail the Utah Life & Health exam. Start with free Utah L&H practice questions and make sure you pass on your first attempt.
46.0% of first-time test takers fail the Utah Property & Casualty exam. Start with free Utah P&C practice questions.
Vermont insurance exam pass rates
Vermont reported 536 first-time test takers in 2024, of whom 243 passed — an overall first-time pass rate of 45.3%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 116 | 53 | 45.7% |
| Accident, Health and HMO | 15 | 8 | 53.3% |
| Life, Accident, Health and HMO | 246 | 110 | 44.7% |
| Property & Casualty | 139 | 64 | 46% |
| Property | 2 | 2 | 100% |
| Casualty | 4 | 2 | 50% |
| Personal Lines | 14 | 4 | 28.6% |
Among exams with meaningful volume, the highest first-time pass rate was Property & Casualty at 46%, while Life, Accident, Health and HMO was the toughest at 44.7%. The biggest exam by candidate count was Life, Accident, Health and HMO, with 246 first-time test takers in 2024.
55.3% of first-time test takers fail the Vermont Life & Health exam. Start with free Vermont L&H practice questions and make sure you pass on your first attempt.
54.0% of first-time test takers fail the Vermont Property & Casualty exam. Start with free Vermont P&C practice questions.
Virginia insurance exam pass rates
Virginia reported 12,960 first-time test takers in 2024, of whom 7,791 passed — an overall first-time pass rate of 60.1%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Health | 958 | 654 | 68.3% |
| Life and Annuities | 3,463 | 1,946 | 56.2% |
| Life, Annuities and Health | 4,664 | 2,746 | 58.9% |
| Property and Casualty | 2,406 | 1,420 | 59% |
| Personal Lines | 1,469 | 1,025 | 69.8% |
Among exams with meaningful volume, the highest first-time pass rate was Personal Lines at 69.8%, while Life and Annuities was the toughest at 56.2%. The biggest exam by candidate count was Life, Annuities and Health, with 4,664 first-time test takers in 2024.
41.1% of first-time test takers fail the Virginia Life & Health exam. Start with free Virginia L&H practice questions and make sure you pass on your first attempt.
41.0% of first-time test takers fail the Virginia Property & Casualty exam. Start with free Virginia P&C practice questions.
Washington insurance exam pass rates
Washington reported 7,530 first-time test takers in 2024, of whom 3,979 passed — an overall first-time pass rate of 52.8%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Casualty Producer | 68 | 22 | 32.4% |
| Disability Producer | 498 | 292 | 58.6% |
| Life and Disability Producer Combo | 3,139 | 1,832 | 58.4% |
| Life Producer | 2,056 | 881 | 42.9% |
| Personal Lines Producer | 173 | 105 | 60.7% |
| Property and Casualty Producer Combo | 1,542 | 823 | 53.4% |
| Property Producer | 54 | 24 | 44.4% |
Among exams with meaningful volume, the highest first-time pass rate was Personal Lines Producer at 60.7%, while Casualty Producer was the toughest at 32.4%. The biggest exam by candidate count was Life and Disability Producer Combo, with 3,139 first-time test takers in 2024.
41.6% of first-time test takers fail the Washington Life & Health exam. Start with free Washington L&H practice questions and make sure you pass on your first attempt.
46.6% of first-time test takers fail the Washington Property & Casualty exam. Start with free Washington P&C practice questions.
West Virginia insurance exam pass rates
West Virginia reported 2,125 first-time test takers in 2024, of whom 1,117 passed — an overall first-time pass rate of 52.6%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 798 | 400 | 50.1% |
| Health | 976 | 568 | 58.2% |
| Property | 4 | 2 | 50% |
| Casualty | 1 | 0 | 0% |
| Property/Casualty | 330 | 134 | 40.6% |
| Personal | 16 | 13 | 81.2% |
Among exams with meaningful volume, the highest first-time pass rate was Health at 58.2%, while Property/Casualty was the toughest at 40.6%. The biggest exam by candidate count was Health, with 976 first-time test takers in 2024.
45.4% of first-time test takers fail the West Virginia Life & Health exam. Start with free West Virginia L&H practice questions and make sure you pass on your first attempt.
59.4% of first-time test takers fail the West Virginia Property & Casualty exam. Start with free West Virginia P&C practice questions.
Wisconsin insurance exam pass rates
Wisconsin reported 7,215 first-time test takers in 2024, of whom 4,192 passed — an overall first-time pass rate of 58.1%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Accident and Health - State Specific Series 22-04 | 240 | 91 | 37.9% |
| Accident and Health: General and State Series 22-03 | 1,889 | 1,063 | 56.3% |
| Casualty - State Specific Series 22-08 | 109 | 66 | 60.6% |
| Casualty : General and State Series 22-07 | 980 | 583 | 59.5% |
| Life - State Specific Series 22-02 | 284 | 159 | 56% |
| Life: General and State Series 22-01 | 2,547 | 1,546 | 60.7% |
| Personal Lines - State Specific Series 22-10 | 6 | 3 | 50% |
| Personal Lines: General and State Series 22-09 | 46 | 27 | 58.7% |
| Property - State Specific Series 22-06 | 118 | 67 | 56.8% |
| Property: General and State Series 22-05 | 996 | 587 | 58.9% |
Among exams with meaningful volume, the highest first-time pass rate was Life: General and State Series 22-01 at 60.7%, while Accident and Health: General and State Series 22-03 was the toughest at 56.3%. The biggest exam by candidate count was Life: General and State Series 22-01, with 2,547 first-time test takers in 2024.
41.2% of first-time test takers fail the Wisconsin Life & Health exam. Start with free Wisconsin L&H practice questions and make sure you pass on your first attempt.
40.8% of first-time test takers fail the Wisconsin Property & Casualty exam. Start with free Wisconsin P&C practice questions.
Wyoming insurance exam pass rates
Wyoming reported 624 first-time test takers in 2024, of whom 375 passed — an overall first-time pass rate of 60.1%.
| Licensing exam | First-time takers | Passed | Pass rate |
|---|---|---|---|
| Life | 157 | 99 | 63.1% |
| Health | 40 | 18 | 45% |
| Life/Health | 233 | 147 | 63.1% |
| Property | 2 | 1 | 50% |
| Casualty | 5 | 2 | 40% |
| Property/Casualty | 187 | 108 | 57.8% |
Among exams with meaningful volume, the highest first-time pass rate was Life at 63.1%, while Property/Casualty was the toughest at 57.8%. The biggest exam by candidate count was Life/Health, with 233 first-time test takers in 2024.
36.9% of first-time test takers fail the Wyoming Life & Health exam. Start with free Wyoming L&H practice questions and make sure you pass on your first attempt.
42.2% of first-time test takers fail the Wyoming Property & Casualty exam. Start with free Wyoming P&C practice questions.
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