What This License Is
A Colorado Casualty license lets you sell coverage protecting against legal liability — auto liability, commercial general liability, workers compensation, and umbrella lines in Colorado. It is issued by the Colorado Division of Insurance.
Licensing runs through the same process as every Colorado producer line — the difference is the focused Casualty exam.
TESTivity recommends [Achievable](https://app.achievable.me/study/insurance-casualty/purchase#a_aid=getthelicense) to satisfy your Colorado pre-licensing requirement. Achievable is an approved provider, its insurance courses were built by the same subject-matter expert behind TESTivity, and completing the Achievable course earns you the certificate of completion Colorado requires.
One important distinction: TESTivity is not an approved pre-licensing provider in Colorado and does not issue certificates of completion. The TESTivity learning tools and study packages will absolutely help you pass the exam — but treat them as a supplement to your Achievable course, not a substitute for it.
Disclosure: TESTivity has a partnership with Achievable and may earn a commission if you enroll through links on this page.
Exam Options & Format
The Casualty exam is Casualty Producer: 91 total (81 scored: 50 general + 31 Colorado; 10 pretest) questions, 2 hr (VERIFY), $41 per attempt. Passing standard: Colorado does not publish the passing score; results are pass/fail.
Colorado does not offer a combined exam for these lines — each line of authority is its own exam, so producers who want both simply take both exams.
What It Costs
Plan on about $135 in state and vendor fees for a first-time pass: roughly $41 for the exam session (one fee covers both exams at a test center), the $47 application fee (plus about $5.60 through NIPR), and around $40 for fingerprinting — on top of pre-licensing courses for each line.
Exam fees are non-refundable. Taking both exams in one test-center session is the most economical route.
Fingerprinting & Background Check
Colorado requires a fingerprint-based background check through the Colorado Bureau of Investigation and the FBI, submitted via a CBI-approved live-scan vendor.
Schedule your live-scan appointment and bring valid government-issued photo identification. Budget about $40, and confirm the exact current fee with your vendor.
Submitting Your Application
After passing both exams, file one application online at sircon.com/colorado or nipr.com and pay the $47 fee — a single application can carry both the Property and Casualty authorities. Pearson VUE reviews most applications within about five business days.
You have one year from each pass date to apply. A license alone does not authorize sales — a carrier must also file an appointment for you.
Keeping Your License Active
Important CE details: 24 credits every 2 years total even when you hold both lines, structured as 18 credits in your lines of authority, 3 credits of ethics, and 3 credits of your choice — and Property producers must include at least 3 hours of Homeowners credits. New producers are exempt their first cycle. Renews on the last day of your birth month with no grace period; up to 12 surplus credits carry over if earned in the last 120 days.
Even holding both lines, you complete a single 24-credit CE cycle every two years — 18 credits in your lines of authority, 3 in ethics, and 3 of your choice — renewing on the last day of your birth month. New producers are exempt their first cycle, with no grace period.
As a Property producer, at least 3 of your hours must be in Homeowners insurance. Up to 12 surplus credits carry over if earned in the last 120 days of the cycle.
Quick Reference
Official Links
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