Can you get licensed in Georgia?
The bar to start is refreshingly low. You need to be at least 18 years old and either a Georgia resident or have a Georgia business address.
Georgia also runs a character review — a license can be refused for grounds listed in O.C.G.A. § 33-23-21 — which is exactly why the fingerprint background check exists. Nothing to do here but be honest on the application.
The 8-hour pre-licensing course
Georgia requires 8 hours of state-approved pre-licensing for the Life path. It's one of the shortest requirements in the country — Georgia dropped it from 20 hours per line in 2025.
Take the course through an OCI-approved provider, pass its proctored final at 70% or better, and you'll get a Certificate of Completion that's good for 12 months. You need that certificate before Pearson VUE will seat you.
TESTivity recommends [Achievable](https://app.achievable.me/study/insurance-life/purchase#a_aid=getthelicense) to satisfy your Georgia pre-licensing requirement. Achievable is an approved provider, its insurance courses were built by the same subject-matter expert behind TESTivity, and completing the Achievable course earns you the certificate of completion Georgia requires.
One important distinction: TESTivity is not an approved pre-licensing provider in Georgia and does not issue certificates of completion. The TESTivity learning tools and study packages will absolutely help you pass the exam — but treat them as a supplement to your Achievable course, not a substitute for it.
Disclosure: TESTivity has a partnership with Achievable and may earn a commission if you enroll through links on this page.
What the Life exam looks like
The Life Agent exam (12-GA-01) is 80 scored questions plus 10 unscored pretest questions, with 2 hours on the clock and a 70% pass bar.
The 10 pretest items are unmarked and don't affect your score — answer them like any other question.
Where the 80 questions come from
Scored-question weights from the Georgia outline:
Types of policies (15) · Riders, provisions, options & exclusions (15) · Completing the application, underwriting & delivery (12) · Retirement & other concepts (8).
Georgia law — Laws, rules & regs for L,A&S (24) · Rules for Life only (6). That's 30 of 80 questions on Georgia-specific material — by far the biggest single block. Give the state chapter real study time.
Booking your exam with Pearson VUE
Reserve online at the Georgia Pearson VUE page or by phone at (800) 274-0488. Book at least 24 hours before the date you want — there are no walk-in exams.
You can test at a Pearson VUE center or, in most cases, online with OnVUE remote proctoring. Either way, get there (or log in) 30 minutes early and bring two forms of current signature ID — the primary one has to be government-issued with a photo.
Fail it? You can rebook the next day, but you'll wait 14 days to retest after the first and second attempts, and 60 days after the third and any further attempts. There's no cap on total attempts.
What it costs, start to finish
Pre-licensing course: roughly $50-$200 for the 8 hours.
Exam: $67 per attempt to Pearson VUE.
Fingerprints: about $30-$50 at IdentoGO.
License application: $100 plus $20 processing through Sircon.
First-try total usually runs around $240-$440.
From passing score to active license
Passing the exam is the milestone, not the finish line. Apply for your Life Agent license online at sircon.com/georgia (NIPR also works). The state license fee is $100 plus a $20 processing fee.
Two attachments trip people up, so handle them up front: a notarized Citizenship Affidavit (GID-276-EN) with a copy of acceptable ID, and your electronic fingerprints through IdentoGO. Submit the Sircon application first, then register to fingerprint at ga.state.identogo.com/ata.
If your packet is incomplete, OCI sends a single deficiency notice and gives you 60 days to fix it. Miss that window and the application closes and the fee is gone — so upload everything the first time.
Keeping the license active
Georgia agent licenses run two years and expire on the last day of your birth month. Because of that, your very first license term runs anywhere from 18 to 29 months depending on when in the year you're licensed.
Continuing education is 24 hours per 2-year cycle, with 3 of those in Ethics, for anyone licensed under 20 years. Hit the 20-year mark and it drops to 20 hours (still 3 Ethics). Professional designations like your CLU, ChFC, or CFP cut the requirement further.
Renew through Sircon or NIPR. There's a 15-day grace window after expiration (with a late fee); past that you're into reinstatement.
Quick Reference
Official Links
Don't study generic. Study Georgia.
You've got the roadmap. Now get the Georgia-specific Life question bank, mock exams, and video course built by instructors with 20+ years teaching this material.