What This License Is
An Arizona Property & Casualty license lets you sell coverage that protects against property loss and legal liability — homeowners, personal and commercial auto, commercial property, and liability lines. It's issued by the Arizona Department of Insurance and Financial Institutions (DIFI).
As with all Arizona lines, there's no pre-licensing education requirement. Schedule and pass the PSI exam, get fingerprinted through Fieldprint, and apply through NIPR.
Eligibility Requirements
You must be at least 18 and maintain an Arizona residence or a legitimate business presence in the state. A criminal history involving fraud or dishonesty can lead to denial; answer all background questions truthfully.
Exam Options & Format
PSI Services administers the Arizona P&C exam. As with Life & Health, note that Arizona moved from Prometric to PSI — verify you're on the correct portal before paying.
Most producers take the combined Property & Casualty exam to sell all P&C lines with a single credential. Property-Only and Casualty-Only options exist for narrower roles.
Passing Score
You need 70% to pass, with your result shown on screen immediately. Aim for a consistent 80% on practice exams before scheduling.
Keeping Your License Active
Important CE details: Includes a one-time 3-hour NFIP flood course by first renewal if you sell flood.
Arizona requires continuing education each renewal cycle. P&C and Personal Lines producers must also complete a one-time 3-hour National Flood Insurance Program (NFIP) course by the end of their first renewal period if they sell flood insurance — those hours count toward the CE total. Confirm current requirements on DIFI.
Quick Reference
Official Links
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